A biometric payment card follows the same standards for resilience and robustness as a standard dual-interface (non-biometric) payment card, meaning that it has a product lifetime of 3 to 5 years. 

Zwipe Access is a card-based fingerprint access control solution. Zwipe Access doesn’t require an additional biometric reader because fingerprint capture, feature extraction, and biometric comparison are performed within the Zwipe Access card. 

Zwipe Access enables two-factor authentication with biometrics without the need of an additional fingerprint reader, where the card verifies the cardholder identity, and the access control system verifies the card’s authenticity and integrity. 

Yes, Zwipe offers tablet-based in-branch enrollment solutions. This is especially attractive for serving customers with a personal touch from the banks and also for financial inclusion programs. 

The enrollment kit simply provides the necessary power to enable the card to turn on and register the fingerprint from the user, as part of the enrollment process. There is nothing connecting the kit specifically to the cardholder. While any user who intercepts the enrollment kit and the biometric card can enroll his/ her fingerprint, s/he cannot use the card as the card will be activated in the first transaction with the PIN code. The PIN code will be sent to the rightful cardholder in a separate channel and/or time. 

Zwipe Access does not require a battery to operate. It operates based on the power harnessed from the RF field of the access control reader. 

The card issuer may set biometric cardholder verification as the primary cardholder verification method for contact-based payments (as would be the case for contactless payments). In this case, offline or online PIN may be used as fallback.