A biometric payment card is a dual-interface (contact-based and contactless) payment card with an integrated fingerprint sensor enabling the use of your fingerprint as the primary form of authentication for payments.

Zwipe Access relies on a single silicon design. The whole biometric cardholder identification process (fingerprint capture, processing, extraction, storage and comparison) is performed within the Zwipe Access card. This means that the cardholder’s biometric data never leaves the card providing increased data privacy to the cardholder. 

Zwipe Access & Zwipe Pay share the same hardware platform which has undergone the extensive durability testing mandated by payment schemes (Visa & Mastercard) for the daily usage of payment cards. 

Zwipe is a pioneer in the field of biometric payments, access control and ID, focusing on cards and wearables. Our customers choose Zwipe because of a combination of technology and performance leadership and an end-to-end, one-stop shop offering. We are dedicated to adding value to our customers thanks to our full focus on biometric authentication for payment and access control and ID. As a result of this, the company has built a strong network of customers and partners across the payment and access control & ID ecosystems. 

Our flagship payment platform features a single silicon secure element which integrates into one chip the many components that were needed on previous generation biometric payment cards. This radically reduces technology and manufacturing costs, while also improving performance and reliability. 

The payments ecosystem is constantly trying to manage the inherent trade-off between security and convenience. Often, making a system more secure means making it less convenient to use and vice versa. For example, regulatory authorities and issuers have imposed contactless transaction limits, capping the amount you can spend without cardholder verification. 

Requiring cardholders to enter their PIN after holding their card to the terminal introduces friction to the payment process and, after the Corona pandemic, cardholders are reluctant to touch the PIN pad for hygiene reasons. Biometric payment cards based on Zwipe technology eliminate these issues without compromising security. Zwipe's technology does not require a centralized database: the user's biometric information is encrypted and safely stored on the card and nowhere else, protecting the user's right to privacy.

Zwipe Access is a card-based fingerprint access control solution. Zwipe Access doesn’t require an additional biometric reader because fingerprint capture, feature extraction, and biometric comparison are performed within the Zwipe Access card. 

Zwipe Access enables two-factor authentication with biometrics without the need of an additional fingerprint reader, where the card verifies the cardholder identity, and the access control system verifies the card’s authenticity and integrity.